–By becoming a member you agree to abide by all Refer A Friend Exchange (Exchange) terms, conditions, disclaimers, instructions, rules, procedures as set forth throughout this Refer A Friend Exchange website.

–You are responsible for your own tax liabilities. You are not an employee of the Refer A Friend Exchange. Neither are you an independent contractor or subcontractor of the Exchange. The Refer A Friend Exchange is a social networking site where the members share with each other refer a friend opportunities offered by the businesses where they have made purchases or otherwise have obtained permission to refer for bonuses. Individual members of the Exchange personally reward other Exchange members for their personal assistance, their purchasing activity, and for their promoting work.

Refer A Friend Exchange members may also share with one another businesses of interest or business opportunities of interest in Exchange member profiles, in Exchange members personal groups and group forums, in Exchange Members Chat forum postings. Therefore you are agreeing not to hold the owner(s) of the Refer A Friend Exchange website or any member of the Exchange liable for any losses or damages you may incur from your acceptance of  services, products, business opportunities, any type of deals, exchanges or agreements which information has been simply posted in the Refer A Friend Offer Listings or otherwise being simply referred to you through the Exchange website unless Refer A Friend Exchange website owner(s) or members are found directly and knowingly involved in a scam for the purpose of trying to cheat others out of their money. The Refer A Friend Exchange staff will  be doing continuous random investigations on businesses being posted in the Exchange and on those who become members of the Exchange to weed out any scams and dishonest members.

–The Exchange does not guarantee you success, referrals, refer a friend bonuses or cash rewards. Receiving success, referrals, refer a friend bonuses and cash rewards depend on your own efforts, the availability of people who are interested joining the Exchange, the availability of people who are interested in making purchases through the Exchange and who choose you as the one who refers them.

–You understand that for the purpose that members of the Exchange have better odds of success in the Exchange and for the continuation and growth of the Exchange; also for purpose of implementing better ways of doing things when such better ways are discovered; and also for purpose of abiding by city, state, and federal rules, regulations, and laws; there may be modifications, changes, additions, omissions made concerning anything in the Exchange that is done, how anything in the Exchange operates, how anything in the Exchange is handled, how anything regarding the Exchange is presented or stated.

All non-cash “Refer A Friend Bonuses” must be translated into a “cash value” for purpose of calculating cash rewards that is to be sent to members who are on “Cash Rewards Lists”.

You must ask “at the business” (from someone who knows, like the owner, manager, knowledgeable employees) where you make the purchase, what is the “estimated RETAIL cash value” of the “refer a friend bonus” being offered. If that is not possible, then have Support set the “estimated retail cash value” for you.

–Non-compliance by any member may result in one or more of the following actions against them: warned, suspended, deleted from Cash Rewards Lists,  blacklisted, terminated and permanently banned from the Refer A Friend Exchange.

–All rights reserved 2017.

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